Polar and Lemon Squeezy both start at 5% + 50¢, but Polar's paid plans drop to 3.4% + 30¢. Compare surcharges, payout fees, and the volume break-even point.
| Platform | Fee | Effective rate | You keep |
|---|---|---|---|
| $5.50 | 5.50% | $94.50 | |
Polar.shMoR Starter (free) | $5.50 | 5.50% | $94.50 |
The ranking counts per-transaction cost only. Monthly plan fees, payout fees, and dispute fees are listed separately on each platform page. Rates are verified against official pricing pages, and the sources list the dates.
| Polar.sh | Lemon Squeezy | |
|---|---|---|
| Base transaction fee | Starter (free) 5% + 50¢ Pro ($20/mo) 3.8% + 40¢ Growth ($100/mo) 3.6% + 35¢ Scale ($400/mo) 3.4% + 30¢ | 5% + 50¢ |
| International cards | +1.5% | +1.5% |
| Currency conversion | No surcharge | No surcharge |
| Subscription billing | Included | +0.5% |
| PayPal | Not offered | +1.5% |
| Monthly fee | Varies by plan ($0–$400/mo) | None |
| Payout fees | $2/month with payouts + 0.25% + 25¢ per payout (0.25–1% FX on non-USD payouts) | US bank free, non-US bank 1%, PayPal 50¢ (US) or 3% capped at $30 (international) ($50 minimum payout balance) |
| Dispute / chargeback fee | $15.00 | $15.00 |
| Sales tax / VAT handling | MoR Polar handles global sales tax and VAT as the legal seller | MoR Lemon Squeezy handles global sales tax and VAT as the legal seller |
| Source | Official pricing, last verified 2026-07-10 (Plans introduced May 2026. Grandfathered Early Member orgs pay 4% + 40¢ + 0.5% on subscriptions) | Official pricing, last verified 2026-07-10 (Acquired by Stripe. Merchants are being migrated to Stripe Managed Payments) |
| Platform | $10 sale | $50 sale | $500 sale |
|---|---|---|---|
| Polar.sh | $1.00 | $3.00 | $25.50 |
| Lemon Squeezy | $1.00 | $3.00 | $25.50 |
Polar’s free Starter tier charges 5% + 50¢, the same rate Lemon Squeezy charges everyone. The difference is what sits above it. Pro ($20/month) drops the take to 3.8% + 40¢, Growth ($100/month) to 3.6% + 35¢, and Scale ($400/month) to 3.4% + 30¢. Lemon Squeezy publishes one price with no tiers and no volume path. The rate you pay in month one is the rate you pay forever.
Both add 1.5% for international cards, on every plan. Beyond that they diverge. Lemon Squeezy charges an extra 0.5% on each subscription renewal and 1.5% on PayPal transactions, while Polar charges neither, on any tier.
The effect shows up even at the supposedly identical free level. A $49 international subscription costs $3.69 on Polar Starter but $3.93 on Lemon Squeezy, the 0.5% subscription surcharge at work. On Polar Pro the same renewal costs $3.00.
Pro’s break-even against Starter lands near $1,180/month at a $20 average order, where each transaction saves 1.2% + 10¢, so about 59 sales pay for the plan. At a $50 average order the break-even is roughly $1,430. Growth’s extra $80 over Pro takes far longer to justify (around $18,000 a month at small order sizes), so most merchants step up one tier at a time.
This is Lemon Squeezy’s one structural fee advantage. It pays US bank accounts free (non-US banks 1%, PayPal 50¢-3%) once your balance passes $50. Polar charges $2 a month plus 0.25% and 25¢ per payout, which is $7.25 on a single $2,000 monthly payout, about 0.36% of volume. For US merchants that’s a small drag on Polar’s side. For non-US merchants the comparison flips, since Polar’s 0.25% beats Lemon Squeezy’s 1% international bank fee.
Until May 2026, Polar’s only price was 5% + 50¢, and older posts reasonably called these two platforms fee-identical. Two things changed since. Polar’s paid tiers cut its rate by up to 1.6 points and 20¢, and Stripe’s acquisition of Lemon Squeezy put its merchants on a migration path to Stripe Managed Payments, previewed at roughly 6.4% + 30¢ in February 2026. One platform’s price fell while the other’s is scheduled to rise, which is exactly why Polar has become a leading destination for departing Lemon Squeezy merchants, and why the calculator above uses current rates rather than the numbers both platforms launched with.
Polar.sh and Lemon Squeezy aren’t the only two options for this kind of selling. Kelviq, a newer merchant of record, charges 3.5% + 40¢ per sale with no monthly fee (2.9% + 40¢ on your first $5,000). On a $100 domestic sale that works out to $3.90, next to $5.50 on Polar.sh and $5.50 on Lemon Squeezy, and the fee includes usage metering and entitlements that SaaS and AI products otherwise build separately. Run your own numbers in the Kelviq fee calculator, or see the direct matchups in Kelviq vs Polar.sh and Kelviq vs Lemon Squeezy.