Gumroad direct sales cost 12.9% + 80¢ all-in versus Lemon Squeezy's 5.5-8.5%. See real per-sale math, Discover's 30% cut, and payout terms side by side.
| Platform | Fee | Effective rate | You keep |
|---|---|---|---|
| $5.50 | 5.50% | $94.50 | |
GumroadMoR Direct sale (your audience) | $13.70 | 13.70% | $86.30 |
The ranking counts per-transaction cost only. Monthly plan fees, payout fees, and dispute fees are listed separately on each platform page. Rates are verified against official pricing pages, and the sources list the dates.
| Gumroad | Lemon Squeezy | |
|---|---|---|
| Base transaction fee | Direct sale (your audience) 10% + 50¢ + processing Gumroad Discover marketplace 30% iOS/Android app sale 40% | 5% + 50¢ |
| International cards | No surcharge | +1.5% |
| Currency conversion | No surcharge | No surcharge |
| Subscription billing | Included | +0.5% |
| PayPal | Supported (processing fee applies) | +1.5% |
| Monthly fee | None | None |
| Payout fees | Weekly payouts to bank or PayPal | US bank free, non-US bank 1%, PayPal 50¢ (US) or 3% capped at $30 (international) ($50 minimum payout balance) |
| Dispute / chargeback fee | Not published | $15.00 |
| Sales tax / VAT handling | MoR Gumroad has handled all sales tax worldwide as merchant of record since Jan 2025 | MoR Lemon Squeezy handles global sales tax and VAT as the legal seller |
| Source | Official pricing, last verified 2026-07-10 (Direct-sale processing fees are charged on top of the 10% + 50¢. Confirm in-app) | Official pricing, last verified 2026-07-10 (Acquired by Stripe. Merchants are being migrated to Stripe Managed Payments) |
| Platform | $10 sale | $50 sale | $500 sale |
|---|---|---|---|
| Gumroad | $2.09 | $7.25 | $65.30 |
| Lemon Squeezy | $1.00 | $3.00 | $25.50 |
Gumroad’s pricing page separates its platform fee (10% + 50¢) from payment processing (2.9% + 30¢), but every direct card sale pays both, 12.9% + 80¢ combined. Two other tiers apply by sales channel. Purchases that originate from Discover, Gumroad’s recommendation marketplace, cost a flat 30%, and purchases made inside its mobile app cost 40%. Lemon Squeezy’s pricing runs the opposite way, with one 5% + 50¢ fee that includes processing, plus surcharges only when a sale is international (+1.5%), recurring (+0.5%), or paid via PayPal (+1.5%).
| Sale price | Gumroad direct | Lemon Squeezy (domestic card) |
|---|---|---|
| $10 | $2.09 (20.9%) | $1.00 (10.0%) |
| $25 | $4.03 (16.1%) | $1.75 (7.0%) |
| $100 | $13.70 (13.7%) | $5.50 (5.5%) |
Fixed fees drive the low end. Gumroad’s combined 80¢ against Lemon Squeezy’s 50¢ makes cheap products disproportionately expensive. Even Lemon Squeezy’s worst configuration, a $10 international PayPal sale at 8% + 50¢ or $1.30 (13%), still undercuts Gumroad’s $2.09 on the identical product.
A $25 Discover sale nets you $17.50, a worse margin than any direct sale on either platform, worth it only because the sale is incremental. The break-even is easy to state. A creator doing $1,000 a month in direct sales at a $25 average pays Gumroad about $161 in fees. The same sales on Lemon Squeezy cost $70. Staying on Gumroad therefore costs $91 a month, or $1,092 a year. Since Discover sales net 70%, Discover has to produce roughly $130 a month in purchases that would not have happened anywhere else just to cover that difference. Above that threshold, Gumroad functions as paid distribution that pays for itself. Below it, you’re buying distribution you aren’t receiving.
Tax handling no longer separates these platforms. Both are merchants of record, so VAT and sales tax are registered, collected, and remitted for you either way, though Gumroad only assumed that role in January 2025, and sellers before then carried their own compliance.
Payouts favor Gumroad on cadence and Lemon Squeezy on cost. Gumroad pays weekly with no stated minimum, while Lemon Squeezy requires a $50 balance, then pays US banks free and non-US banks at 1%.
The uncertainty sits on the Lemon Squeezy side. Stripe acquired it and is migrating merchants to Stripe Managed Payments, previewed at roughly 6.4% + 30¢ in February 2026. Even that raised successor rate remains less than half of Gumroad’s 12.9% + 80¢ direct cost, so the acquisition muddies Lemon Squeezy’s roadmap without changing which platform wins on price.
Gumroad and Lemon Squeezy aren’t the only two options for this kind of selling. Kelviq, a newer merchant of record, charges 3.5% + 40¢ per sale with no monthly fee (2.9% + 40¢ on your first $5,000). On a $100 domestic sale that works out to $3.90, next to $13.70 on Gumroad and $5.50 on Lemon Squeezy, and the fee includes usage metering and entitlements that SaaS and AI products otherwise build separately. Run your own numbers in the Kelviq fee calculator, or see the direct matchups in Kelviq vs Gumroad and Kelviq vs Lemon Squeezy.